Privacy Policy
This Online Privacy Policy was last updated on, and is effective as of, February 25, 2013. (hereinafter “LTO” "we," "us," or "our") we take our ethical responsibilities and your privacy seriously by recognizing that your privacy is important. We have a strong commitment to providing excellent service to all our customers and visitors of this website, including respecting your concerns about privacy. This Privacy Policy discloses how we collect personal information, the types of personal information we receive and collect, our use of current and former consumer information about, as well as the steps that we take to safeguard your information. If you use this site you explicitly agree to the terms and conditions of the Privacy Policy in effect at the time of your use. We hope that this disclosure will help increase your confidence in our website and enhance your experience on the Internet. Therefore, in compliance with industry standards and regulations enforced typically by the Federal and State Governments, we abide the following privacy policy.

What Personal Information Do We Collect through the Site?

Information You Volunteer. We collect the Personal Information you knowingly and voluntarily provide when you use the Site, for example, the information you provide to obtain a quote or additional information from us such as your name, address, phone number and email address.
Information sent to us by your web browser. We collect information that is sent to us automatically by your web browser. This information typically includes your IP address, the address of the web page you were visiting when you accessed a Site, the name of your operating system, the name and version of your browser, and the date and time of your visit. The information we receive depends on the settings on your web browser. Please check your browser if you want to learn what information your browser sends or how to change your settings. The information provided by your browser does not identify you personally. We use this non-personal information primarily to help us improve the Site. However, if you access a Site by clicking on a link in an email we have sent you, we may link the information provided by your browser to information that identifies you personally. In addition, we may review our server logs for security purposes, such as detecting intrusions into our network. If we suspect criminal activity, we might share our server logs - which contain visitors' IP addresses - with the appropriate investigative authorities who could use that information to trace and identify individuals.
Information may be collected using "Cookies" and other web technologies. We use "cookies" and similar technologies to collect information and manage the Site. A cookie is a small text file that is placed on your hard disk by a web server. Each time you visit a particular site, our web server will recognize you by "searching" the information contained in these cookies. This permits us to offer you a personalized experience when you use the site. These cookies do not identify you personally. If, however, you access a site by clicking on a link in an email we have sent you, we may link the information collected by our cookies to information that identifies you personally.

How Do We Use Your Personal Information?
We may use Personal Information collected from you through the Site (i.e. your phone number) to contact you in order to provide you with information about our services. Our site also contains features that allow you to sign up for estimates, news and other information. If you sign up to receive this information, we will use the personal information you have provided to deliver it to you. Any information that we collect from you will be used to improve the Site and for any other purpose related to the Site or LTO, including to promote the services we offer and to fulfill any requests or orders from you.
With Whom Do We Share Your Personal Information?

All Personal Information collected on or through the Site will be owned by LTO. We do not share your Personal Information with any third parties, except in the following circumstances:
Service Providers. We may share Personal Information collected through the Site with companies and organizations that perform services on our behalf; for example, companies that provide support services to us (such as data storage and web hosting services) or that help us process your requests.
Protection of Our Websites and Others. We may disclose the Personal Information we collect through the Site when we, in good faith, believe disclosure is appropriate to comply with the law (or a court order or subpoena); to prevent or investigate a possible crime, such as fraud or identity theft; to enforce the terms of use or other agreements that govern your use of the Site; to protect the rights, property or safety of LTO, our users or others; or to protect your interests.
Business Transfers. Information submitted to the Site is an asset of LTO and/or their affiliates and will become part of our normal business records. Your Personal Information may be transferred to another company (either an affiliate or an unrelated third party) that has acquired the stock or assets of LTO, or its affiliates; for example, as the result of a sale, merger, reorganization, dissolution or liquidation. If such a transfer occurs, the acquiring company's use of your Personal Information will still be subject to this Online Privacy Policy and the privacy preferences you have expressed to us.

Your Choices/Changing Your Information
We respect your right to make choices about the ways we collect, use and disclose your Personal Information. We generally ask you to indicate your choices at the time and on the page where you provide your Personal Information. You may update your choices, or modify any of your Personal Information, by emailing us at

Children's Privacy
Our Site is not directed at nor targeted to children under the age of 13. We do not use the Site to knowingly solicit Personal Information from or market to children under the age of 13. If you are under the age of 13, do not provide us with any Personal Information. If we learn that someone under 13 has provided Personal Information to the Site, we will use reasonable efforts to remove such information from our databases. Parents and legal guardians may provide User Content on behalf of their children under 13 and may permit their child under 13 to view the Site if actively supervised by the child’s parent or legal guardian.

How Do We Protect Your Personal Information?
We maintain reasonable administrative, physical and technological measures to protect the confidentiality and security of personal information you submit on or through this Site. Unfortunately, no web site, server or database is completely secure or “hacker proof.” We therefore cannot guarantee that your personal information will not be disclosed, misused or lost by accident or by the unauthorized acts of others.

Legal Disclaimer
We reserve the right to disclose your personally identifiable information, as required, to comply with the law, applicable regulations, governmental and quasi-governmental requests, judicial proceedings, court orders or subpoenas, to enforce our Legal Notices or other agreements, or to protect our rights, property or safety or the rights, or to protect the property or safety of our users or others (e.g., to a consumer reporting agency for fraud protection etc.), and to ensure the security of our network and services.

Changes to this Privacy Policy
We reserve the right to modify this Privacy Policy at any time. We will not jeopardize your privacy. The provisions contained in this Privacy Policy supersede all previous notices or policies regarding our privacy practices with respect to this site. Any and all changes will be made here, to this Privacy Policy.

We encourage you to check our site frequently to see the current Privacy Policy to be informed of how we are committed to protecting your information and providing you with improved content on our website in order to enhance your online experience. Upon any material changes to the Privacy Policy, we will post those changes to this Privacy Policy, the homepage, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.

Contact Us

If you have any questions, comments, complaints or suggestions regarding our privacy policy or our website, please contact us at: